The CRJ O.S.™ is a complete operating system built specifically for credit repair business owners. It combines:

- A fully prebuilt all-in-one software suite

- Done-for-you services (like client fulfillment, ads, and support)

So you can stop guessing and start scaling your business — even if you're just getting started.

The first thing you get with your 30 Day Free trial is full unrestricted access to all features of our entire software.

You will instantly gain access to your fully customizable website, lead capture pages, calendars, and suite of automations that allows you to streamline your business operations.

You will also have access to our Junkies Outsourcing team. We will create, print, and mail all of the dispute letters for up to 5 of your clients, completely free, included in your 30 day trial.

Finally, you also get access to the 7 Day CRO Masterclass. This training walks you through step-by-step how to launch your business in as little as 7 days!

*Our customer service outsourcing is not included with your 30 Day Trial. *

To learn more about our customer service outsourcing please see the other FAQs below.

We’ve got you covered either way.

If you’re brand new, the CRJ Starter plan and 7-Day Launch Program will help you get up and running fast.

If you’ve already launched, but feel stuck, the CRJ Pro and CEO tiers are built to help you systemize, scale, and finally hit $10K/month+.

Yes — the software is fully prebuilt and made specifically for credit repair businesses.

You don’t need to be a “tech person” to succeed here. Everything is done-for-you, drag-and-drop, and supported by our team.

Nope — CRJ O.S. is fully à la carte.

You can pick the plan that fits your stage, and only use the tools or services you need. Want just software? Great. Want ads and fulfillment? We’ve got that too.

Yes. You get access to:

✅ Weekly coaching calls

✅ Private community for 24/7 peer + team support

✅ Onboarding walkthroughs

✅ Email/SMS, phone, and chat support depending on your plan

We’re here to make sure you’re never doing this alone.

Nope — all of our plans are month-to-month.

You can cancel anytime, although most of our members stay long-term once they see how much time, stress, and guesswork CRJ O.S. removes from their business.

We work on a “credits” system. You will purchase credits from us and anytime we process a round of disputes for a client, 1 credit will be used.

The price you pay per credit is based on how many credits you buy at a time. The more you buy, the cheaper you can get them for. Here’s the breakdown:

5 credits = $25 each

10 credits = $25 each

20 credits = $25 each

50 credits = $20 each

100 credits = $17 each

250 credits = $15 each

***CERTIFIED MAIL CREDITS*** = $20 each

Your CRJ O.S. subscription includes your first 5 clients processed for free every month. Credits are only needed after your 5 free clients have been processed.

1 credit covers ALL DEROGATORY ITEMS being disputed with ALL 3 CREDIT BUREAUS.

It is NOT 1 credit per item and it is NOT 1 credit per bureau. It’s 1 credit per round which includes all items being disputed with all 3 bureaus.

Direct to creditor/collector letters costs 1/4 of a credit per creditor/collector (0.25).

For example, let’s say you’d like to send a letter directly to Capital One and Portfolio Recovery. You’d spend half of a credit (0.5 credits) for those two letters.

If you’d like to send a letter to Capital One, Bank of America, Midland Funding, and Portfolio Recovery, you’d spend a total of 1 credit for those four letters (0.25 credit per creditor/collector).

1 certified credit covers certified mail to ALL 3 CREDIT BUREAUS.

1/3 of a certified credit covers certified mail directly to a single creditor/collector.

Yes! Our outsourcing services are optional!

Many of our clients still prefer to handle their own disputes and customer service while still being able to leverage the power of our software to automate most of their business!

Yes! All you have to do is input your client inside the software and ensure their profile is completed, documents uploaded, and credit monitoring login information are accessible. We do the rest!

We will load the negative items into the software, create the dispute letters, print them, stuff them, mail them, and update the results in the client’s profile at the end of every round.

Our field tested, groundbreaking unique dispute strategy is producing the most deletions in the shortest amount of time that we’ve ever seen over the last 10 years of disputing.

It includes a combination of Metro 2 Challenges and Factual Disputes to the Credit Bureaus AND Data Furnishers.

Factual Disputes are highly effective at removing unverifiable and inaccurate items while Metro 2 Challenges question the entire reportability of an account.

When combined, this 1-2 punch produces significantly more deletions in a shorter amount of time!

No sweeps! We don’t dispute “not mine” or “identity theft”. Unless it’s TRUE and a police report and identity theft affidavit is provided for the client.

If you have your own dispute strategy that you'd like for us to adopt and use, we can do that too! Simply show us how you want them done and we will gladly follow your process :)

NO! You do not need to have a credit repair software to work with us!

Since we are responsible for creating and managing your client's disputes, having a credit repair software is no longer necessary for you and you can save the expenses you have related to it.

The CRJ O.S. will replace your need for a credit repair software while still giving you all of the tools you'd need to manage leads, enroll new customers, have automated onboarding, plus much more!

With our customer service outsourcing services, we are going to answer every single inbound call that comes into your company and we will make monthly outbound calls to all of your clients to give them an update on their program.

We will onboard all of your new customers ensuring that all necessary information and documents are collected from them to start their program.

We will handle all communication received from your customers via emails and messages.

We will handle any credit monitoring issues that your clients may have like failed payments, username and password issues, etc...

We will also handle all of your billing. We will chase your money for you! We will collect payments, reschedule failed payments, and handle anything else related to billing.

Our team will handle your entire back end for you. All you have to worry about is your sales. Our team will handle the rest!

Our pricing is tiered based on the number of active clients that you have. Here's the breakdown:

0-49 active clients = Included with your CRJ O.S. Pro Plan

50-99 = $599/month

100-199 = $999/month

200-299 = $1499/month

300 = $1999/month

301+ = $1999 + $8 per additional client/month

Simply sign up for your FREE 30-Day Trial, and our team can answer any additional questions you may have during your onboarding call :)

Remember, it's FREE to get started with the "Starter Plan"!

If you prefer, you could also book a call with us using this link:
https://creditrepairjunkies.com/consultation