Stop Guessing.
Start Scaling.
The operating system that turns credit repair side hustles into real businesses and stuck operators into actual CEOs.
Free 1-on-1 video call · No pitch, just a real conversation
Why Most Credit Repair Businesses Fail
Two Problems. One Trap.
It has nothing to do with how smart you are or how badly you want it. Every credit repair business that stalls out gets stuck on the same two problems, and most owners never realize they're connected.
PROBLEM 01
No Predictability
You can't tell me where your next client is coming from. You can't tell me how many leads you'll get this week or how many you'll close this month.
So hope becomes your marketing strategy. Hoping for a referral. Hoping someone replies to your DM. Hoping the next post lands. Hope isn't a business plan.
PROBLEM 02
Owner-Dependent
Calls only get answered when you're available. Disputes only get done when you have time. Clients only get updates when you remember. Billing only happens when you chase it.
You don't own a business. You own a job.
And every new client just dumps more work on you.
Hope Isn't a Strategy. And a One-Person Show Isn't a Business.
Introducing
The CRJ Operating System.
Not just software. Not just coaching. Not just outsourcing. A complete operating system designed to give your business the two things it's missing: predictability and independence across three customizable pillars.
01
One Platform. Runs Everything.
Your website, funnels, automations, CRM, calls, texts, billing... All built in, ready on day one. No more duct-taping ten tools together.
The CRJ O.S. Software.
One simple, all-in-one platform custom-built for credit repair. Replaces your CRM, your website builder, your email tool, your calendar, your phone system, your billing tool, and your credit repair software too.
Website & Landing Pages
Marketing Funnels
Email & SMS Campaigns
Two-Way Calling & Texting
Calendar & Booking System
Automated Enrollment
Automated Onboarding
Automated Billing
Automated Client Updates
Lead Nurture Workflows
02
Three White-Labeled Teams. Plug In What You Need.
Each team takes a major chunk of work off your plate — permanently — under your brand. Use one. Use all three. Your call.
Dispute Outsourcing.
Our team analyzes every credit report, identifies the negative items, creates, prints, and mails every dispute letter, and updates the results inside your software, all under your brand. Your clients never know we exist. Built on a field-tested Metro 2 + Factual Dispute strategy producing more deletions in less time than anything we've seen in over a decade.
Customer Service Outsourcing.
We onboard new customers, answer every inbound call, make monthly outbound update calls to every single client, handle email and SMS support, resolve credit monitoring issues, and chase your money for you by collecting payments and rescheduling failed ones. After enrollment, you never have to talk to a client again unless you want to. Your business runs whether you're available or not.
MARKETING TeaM.
Done-for-you Facebook and Instagram ad management built specifically for credit repair. We design the strategy, write the ad copy, build the creatives and funnels, launch the campaigns, and optimize them daily so leads stop feeling random and start showing up as qualified, booked calls every single week.
03
Want Me COACHING You Through It?
Two ways to get my eyes on your business. Pick the level of attention you need.
The CRO Bootcamp
A 100-day, execution-first group coaching program for driven credit repair business owners. 15 weeks. Three phases. Live weekly calls with me. And a community of CROs on the same mission as you.
100
Clients In
100 Days
PHASE 01
Foundation
Install the systems, processes, and people so your business can grow without collapsing.
PHASE 02
Sales
Become the best salesperson you've ever been. Create repeatable enrollment frameworks and follow-up that closes.
PHASE 03
Marketing
Online, offline, paid, organic. Master every single channel I've personally used to build a $10 Million business.
Want Me Even Closer? 1-On-1.
Private coaching where I'm not just your mentor, I'm your business partner. Weekly sessions, custom strategy, tailored to your business.
Built To Grow With You.
You don't need everything on day one. The CRJ O.S. is fully customizable! Plug in the pieces you need right now, and add more as you scale. Start with the Software. Outsource Disputes when letters become a chore. Add Customer Service when the phone won't stop. Add the Marketing Team when you're ready for predictable growth.
From side hustle to seven figures. One operating system, designed to grow as you do.
Choose the Plan That Fits Where You’re At
Who's Behind This
Not A Guru. A Builder.
I've been in this industry since February of 2012. In that time I built and sold a credit repair company with over 7,000 clients, and now I'm running my second one, currently serving over 6,000 active clients.
I'm the first person ever to receive an award for earning over $10 million in a repair business.
I'm not telling you that to impress you. I'm telling you because everything you'll learn here didn't come from a course or a guru. It came from actually building this. Twice.
They say it's lonely at the top. But it's only lonely at the top if you don't reach down and help bring others up there, too. I'm reaching down for you now. Will you join me at the top?
Common Questions
Got Questions?
The most common ones we hear answered straight. Everything else, we can cover on the call.
What exactly is the CRJ O.S.™?
The CRJ O.S.™ is a complete operating system built specifically for credit repair business owners. It combines:
- A fully prebuilt all-in-one software suite
- Done-for-you services (like client fulfillment, ads, and support)
So you can stop guessing and start scaling your business — even if you're just getting started.
What's included with my 30 Day Free Trial?
The first thing you get with your 30 Day Free trial is full unrestricted access to all features of our entire software.
You will instantly gain access to your fully customizable website, lead capture pages, calendars, and suite of automations that allows you to streamline your business operations.
You will also have access to our Junkies Outsourcing team. We will create, print, and mail all of the dispute letters for up to 5 of your clients, completely free, included in your 30 day trial.
Finally, you also get access to the 7 Day CRO Masterclass. This training walks you through step-by-step how to launch your business in as little as 7 days!
*Our customer service outsourcing is not included with your 30 Day Trial. *
To learn more about our customer service outsourcing please see the other FAQs below.
Is this for people just starting out, or do I need to have an existing business?
We’ve got you covered either way.
If you’re brand new, the CRJ Starter plan and 7-Day Launch Program will help you get up and running fast.
If you’ve already launched, but feel stuck, the CRJ Pro and CEO tiers are built to help you systemize, scale, and finally hit $10K/month+.
I’m not tech-savvy. Will I be able to use the software?
Yes — the software is fully prebuilt and made specifically for credit repair businesses.
You don’t need to be a “tech person” to succeed here. Everything is done-for-you, drag-and-drop, and supported by our team.
Do I have to use all of the services? What if I only need a few things?
Nope — CRJ O.S. is fully à la carte.
You can pick the plan that fits your stage, and only use the tools or services you need. Want just software? Great. Want ads and fulfillment? We’ve got that too.
Will I get help if I get stuck?
Yes. You get access to:
✅ Weekly coaching calls
✅ Private community for 24/7 peer + team support
✅ Onboarding walkthroughs
✅ Email/SMS, phone, and chat support depending on your plan
We’re here to make sure you’re never doing this alone.
Is there a contract?
Nope — all of our plans are month-to-month.
You can cancel anytime, although most of our members stay long-term once they see how much time, stress, and guesswork CRJ O.S. removes from their business.
How much does the dispute outsourcing cost?
We work on a “credits” system. You will purchase credits from us and anytime we process a round of disputes for a client, 1 credit will be used.
The price you pay per credit is based on how many credits you buy at a time. The more you buy, the cheaper you can get them for. Here’s the breakdown:
5 credits = $25 each
10 credits = $25 each
20 credits = $25 each
50 credits = $20 each
100 credits = $17 each
250 credits = $15 each
***CERTIFIED MAIL CREDITS*** = $20 each
Your CRJ O.S. subscription includes your first 5 clients processed for free every month. Credits are only needed after your 5 free clients have been processed.
What does 1 credit cover?
1 credit covers ALL DEROGATORY ITEMS being disputed with ALL 3 CREDIT BUREAUS.
It is NOT 1 credit per item and it is NOT 1 credit per bureau. It’s 1 credit per round which includes all items being disputed with all 3 bureaus.
Direct to creditor/collector letters costs 1/4 of a credit per creditor/collector (0.25).
For example, let’s say you’d like to send a letter directly to Capital One and Portfolio Recovery. You’d spend half of a credit (0.5 credits) for those two letters.
If you’d like to send a letter to Capital One, Bank of America, Midland Funding, and Portfolio Recovery, you’d spend a total of 1 credit for those four letters (0.25 credit per creditor/collector).
1 certified credit covers certified mail to ALL 3 CREDIT BUREAUS.
1/3 of a certified credit covers certified mail directly to a single creditor/collector.
Can I just use your software without also having to use your outsourcing services?
Yes! Our outsourcing services are optional!
Many of our clients still prefer to handle their own disputes and customer service while still being able to leverage the power of our software to automate most of their business!
Do you mail the letters?
Yes! All you have to do is input your client inside the software and ensure their profile is completed, documents uploaded, and credit monitoring login information are accessible. We do the rest!
We will load the negative items into the software, create the dispute letters, print them, stuff them, mail them, and update the results in the client’s profile at the end of every round.
What dispute method do you use?
Our field tested, groundbreaking unique dispute strategy is producing the most deletions in the shortest amount of time that we’ve ever seen over the last 10 years of disputing.
It includes a combination of Metro 2 Challenges and Factual Disputes to the Credit Bureaus AND Data Furnishers.
Factual Disputes are highly effective at removing unverifiable and inaccurate items while Metro 2 Challenges question the entire reportability of an account.
When combined, this 1-2 punch produces significantly more deletions in a shorter amount of time!
No sweeps! We don’t dispute “not mine” or “identity theft”. Unless it’s TRUE and a police report and identity theft affidavit is provided for the client.
If you have your own dispute strategy that you'd like for us to adopt and use, we can do that too! Simply show us how you want them done and we will gladly follow your process :)
Do I need to have my own credit repair software? (For example: Credit Repair Cloud, Client Dispute Manage, Dispute Fox, etc...)
NO! You do not need to have a credit repair software to work with us!
Since we are responsible for creating and managing your client's disputes, having a credit repair software is no longer necessary for you and you can save the expenses you have related to it.
The CRJ O.S. will replace your need for a credit repair software while still giving you all of the tools you'd need to manage leads, enroll new customers, have automated onboarding, plus much more!
How does the customer service outsourcing work?
With our customer service outsourcing services, we are going to answer every single inbound call that comes into your company and we will make monthly outbound calls to all of your clients to give them an update on their program.
We will onboard all of your new customers ensuring that all necessary information and documents are collected from them to start their program.
We will handle all communication received from your customers via emails and messages.
We will handle any credit monitoring issues that your clients may have like failed payments, username and password issues, etc...
We will also handle all of your billing. We will chase your money for you! We will collect payments, reschedule failed payments, and handle anything else related to billing.
Our team will handle your entire back end for you. All you have to worry about is your sales. Our team will handle the rest!
How much does your customer service outsourcing cost?
Our pricing is tiered based on the number of active clients that you have. Here's the breakdown:
0-49 active clients = Included with your CRJ O.S. Pro Plan
50-99 = $599/month
100-199 = $999/month
200-299 = $1499/month
300 = $1999/month
301+ = $1999 + $8 per additional client/month
What exactly is the Ad Management service?
We build a Predictable Lead Engine™ for your business that turns Facebook & Instagram ads into consistent booked calls without wasting money or chasing leads.
We handle everything to launch your paid ads. We create, run, manage, and optimize your ad campaigns for you so that all you have to do is work the qualified leads that are delivered daily and predictably to your business.
How much do you recommend I invest into my ad spend for my campaigns?
We recommend an ad spend of at least $30 per day for a healthy ad campaign. There are different campaign types we can create and run with a lower ad spend, but we find that $30 per day is a good starting point to generate better-qualified leads.
I have other questions that weren't answered on this page. What do I do?
Simply book a call with us by clicking the button below and we'll be more than happy to answer any other questions that you may have :)
Let's Have A Real Conversation.
If any of this hit home, if you're tired of guessing, ready to actually scale, and want a real conversation about how to do it, book a call.
No pressure
No pitch
Just business owners talking
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